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Earthquake Insurance (Commercial)

Earthquake insurance can be very important in some parts of the United States, where earthquakes can cause severe damage to your business operations.  Commercial property policies exclude coverage for earthquake damage (including earthquake sprinkler damage).

There are many ways to write Earthquake Insurance, and you need the right agent to make sure you get the proper coverage.

Some of the options you must consider when writing Earthquake Insurance are:

  • Loss Limits
  • Deductibles (Per Occurrence or Per Unit)
  • Building Ordinance
  • Total Insurable Values
  • Definition of “What is Covered”


Please contact Homewell Insurance Services to review your current Earthquake policy when it renews, or to provide you with a competitive quote right now.