Umbrella insurance refers to liability insurance that is in excess of specified other policies, such as your Commercial Auto, General Liability, Employers Liability. In today’s litigious environment it is important that you buy higher limits of coverage, through the purchase of an Umbrella Liability policy.
You can purchase umbrella policy that will go over most types of policies, and typically there are not as many exclusions as the primary policy.
There are no limits on the amount of Umbrella coverage you can purchase, the sky is the limit.
Homewell Insurance Services have some very competitive insurance carriers that write this coverage, and please give us a call when your policy comes up for renewal.